Avoid home loan anxiety with fast approvals
3.89
%
p.a.
Variable + Comparison Rate
4.39
%
p.a.
Variable Rate
4.09
%
p.a.
Comparison Rate
Why is our comparison rate lower
Principal +
Interest
Interest
Interest
Only
Only
4.19
%
p.a.
Variable + Comparison Rate
4.49
%
p.a.
Variable Rate
4.31
%
p.a.
Comparison Rate
Why is our comparison rate lower
Principal +
Interest
Interest
Interest
Only
Only
No Nano Fees
Same rates for new and existing customers
No pricing gimmicks
Fast digital home loans
Approval in minutes, not weeks
Using Nano’s unique data capability, we assess and approve loans in minutes, not weeks, so you avoid the settlement stress
Paper free, hassle free
No paperwork required. Our digital process does all the legwork, saving you time, effort and hassle
Apply anywhere, anytime
From your desktop, tablet or mobile and when it suits you.
One simple account
One place to manage your money
Borrow, purchase, pay and tuck money away, all in one place.
Pay down your loan faster
Add your salary and savings to your offset sub-account to reduce the interest you pay.
You choose how you spend
Using your Nano Visa debit card^, Apple Pay, Google Pay, BPAY, real-time bank transfers and scheduled payments.
Recognised for innovation
As seen in
News
What our customers say
August 10
gerrie.swift
Super efficient and friendly refinance process
Nano are super efficient and transparent, plus they are great at communicating with their clients (I love that when you call from your registered mobile you are greeted by name)…
August 9
KD
Couldn’t give a higher recommendation…
Couldn’t give a higher recommendation to Nano. Extremely fast process. No waiting on hold to speak to someone. Everyone I’ve dealt with friendly and professional. Left a big 4 bank…
August 5
Rebecca Varney
Thank you!!
Thank you!!! Wow what a friendly and well communicated team. This was the easiest refinance I have ever experienced and so quick!!! And easy!!! thank you Nano I am now…
August 3
Preston F
Was extremely quick sign up
Was extremely quick sign up, and didn’t want endless documents like others did when signing up. We’re very helpful with anything Inquiries
August 2
James
Great lender to deal with!
Nano were fantastic to deal with. Nano were prompt with the loan application and settlement and made all the hassle that you would have with other banks non-existent.
July 30
Karthikeyan Ravi Kanakasabha
Awesome and …
Awesome and what ever better words which you can pick from dictionary It was smooth to get pre approval and didn’t have any issues untill settlement But please keep your…
July 30
Alvaro Cuelho
Wow, the way business should be done.
Wow. What a company to deal with. I have multiple home loans by one of the big four banks as well as considerable savings with them. I went into the…
July 29
Stephen Mcmaster
Refinancing for a fair go
The process was so easy from start to finish and refinancing finalised so quickly with minimal inconvenience. The rate is lower and payback time for refinancing costs (applied by the…
July 28
Marian Yates
Excellent communication
Excellent communication. Good rates. You can actually talk to someone. What a novel idea.
July 28
Jitendra
EXCELLENT CUSTOMER SERVICE, FAST & EASY PROCESS
I discovered Nano via a web search. The application process was seamless and I had conditional approval next day. The whole approval process was smooth, fast and easy. Our contact…
July 27
Lhyriel Smith
Exceeded all expectations! You’d be silly not to…
Exceeded all expectations! I have exercised great hesitation in refinancing for many years…mainly due to a fear that the process is cumbersome and not worth the hassle. All I can…
July 23
SEAN
I’m a seasoned refinanced and Nano’s…
I’m a seasoned refinanced and Nano’s process made my life easier. It was almost effortless. Quick (within minutes) conditional approval. Unconditional approval was also pretty quick the delay was waiting…
Save time, money and hassle.
^ The Nano Card is issued by Hay Limited ABN 34 629 037 403 (Australian Financial Services Licence 515459). See terms and conditions.