Welcome to Nano

A digital home loan experience that defies expectations. Simple, fast and fair.

Get Priority Access

Win your home loan interest free

Up to 4 prizes to be won
waitlist

Join for
Priority access

And refinance by 29 October 2021 to enter the draw
waitlist

Refer your
friends

If they win their home loan interest free, you will too

See how much you can win

The typical customer may save $209,929 in interest*

* The calculation is based on an owner occupied loan value of $575,000 with a 2.19% p.a. interest rate and monthly repayments of principal and interest over 30 years. The actual interest amount you will save will differ and depend on your home loan amount, loan term and Nano product.

Terms & Conditions apply. Competition ends: 11:59pm AEDT 29/10/21. Limit 1 entry per settled home loan.
Permits: NSW TP/00650 ACT TP20/01874 SA T20/1652

Fast digital home loans

Approval in minutes not weeks

Using Nano’s unique data capability, we assess and approve loans in minutes, not weeks.

Paper free, hassle free

No paperwork required. Our digital process does all the legwork, saving you time, effort and hassle.

Refinance anywhere and anytime

From your desktop, tablet or mobile and when it suits you.

LEARN MORE

Fastest application so far XX min XXsec.

This is the time from starting an application to getting approval for your loan.

LEARN MORE

One simple account

One simple account

One place to manage your money

Borrow, purchase, pay and tuck money away, all in one place.

Pay down your loan faster

Add your salary and savings to your offset sub account to reduce the interest you pay.

You choose how you spend

Using your Nano Visa card, Apple Pay, Google Pay, BPAY (coming soon) and real-time bank transfers.

LEARN MORE

No fees, low rates

PRINCIPAL + INTEREST
2.19
% p.a.
COMPARISON RATE
2.19
% p.a.
Comparison rate warning help Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
INTEREST ONLY
2.49
% p.a.
COMPARISON RATE
2.30
% p.a.
Why is our comparison rate lower help Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years.
PRINCIPAL + INTEREST
2.49
% p.a.
COMPARISON RATE
2.49
% p.a.
Comparison rate warning help Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
INTEREST ONLY
2.69
% p.a.
COMPARISON RATE
2.56
% p.a.
Why is our comparison rate lower help Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years.

No Nano fees

  • No application fees
  • No account fees
  • No transaction fees
  • No usage fees
  • Simply no Nano fees.

More on fees

No loyalty tax

You get our best rate, no need to ask. That’s what we mean by fair. We reward new and existing customers alike.

No pricing gimmicks

We don’t believe in pricing gimmicks like cashback offers or honeymoon periods. We keep it simple so you know what you get – No fees, low rates.

Smart and secure

Smart and secure

Beautiful design meets intuitive, digital experiences

Our simple digital experiences and tools put you in control of your money.

Master your home loan with the Nano App

View and manage your financial position, make and receive payments, see transaction summaries, receive helpful insights, and more.

Maximum security

Our cyber security and 256 bit end-to-end encryption protects you all day every day.

LEARN MORE
Fill-3

In the media

In the media

cba-stakes-out-its-buy-now-pay-later-bnpl-territory

CBA stakes out its Buy Now Pay Later (BNPL) territory

The challenge for large incumbent banks is the emergence of new monoline technology offerings…

Read more
home-loans-should-you-choose-a-traditional-lender-or-digital-lender

Home Loans: Should You Choose a Traditional Lender or Digital…

Customers have more choice than ever before when it comes to home loans, but what is the best…

Read more
6-costly-home-loan-mistakes-that-are-holding-you-back

6 Costly Home Loan Mistakes That Are Holding You Back

Your home is your castle, and your home loan is probably one of the biggest single investments…

Read more
home-loan-mortgage-terms-to-know-to-avoid-extra-costs

Home loan, mortgage terms to know to avoid extra costs

More than half of Victorians are disgruntled by the traditional mortgage industry and frustrated by…

Read more

Featured in

Customer reviews

April 2021

Love the Nano offering and service

Applying was so easy. Very impressive process and outstanding service. I used my Nano Visa card for the first time on the weekend… and when I took it out, my teenager thought it was a very cool looking card!! And love Apple Pay.
Suzanne B.

April 2021

Nano app is excellent

The payments on the app is excellent. My wife disliked our previous bank so much I had to make all the payments but even she likes the Nano app. I transferred some money over to Nano and it showed up in my app in 10 seconds. Love it!
Nathan H.

March 2021

We are so happy

We recently refinanced from Nab where we had broker package loan with an annual fee.
Anne

March 2021

Surprised how quick it was

It was great. It was really good. Yeah, went really well. Surprised how quick it was
Sonia P.

March 2021

Miles ahead

Overall the process, I mean we have done application forms and things like that before and that was miles ahead of anything else we ever seen by far.
Chris E.

January 2021

Best application process

By far the best application process I’ve been through in my many refinances over the last few years. Really impressed.
Alan A.
join-background-1 join-background-1 join-background-1

Join for Priority Access to Nano

Loading…