Avoid home loan anxiety with fast approvals
Save with Nano
2.24
%
p.a.
Variable + Comparison Rate
Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2.74
%
p.a.
Variable Rate
2.42
%
p.a.
Comparison Rate
Why is our comparison rate lower?
Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years.
Principal +
Interest
Interest
Interest
Only
Only
2.54
%
p.a.
Variable + Comparison Rate
Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2.84
%
p.a.
Variable Rate
2.65
%
p.a.
Comparison Rate
Why is our comparison rate lower?
Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years.
Principal +
Interest
Interest
Interest
Only
Only
No Nano Fees
Same rates for new and existing customers
No pricing gimmicks
Fast digital home loans
Approval in minutes, not weeks
Using Nano’s unique data capability, we assess and approve loans in minutes, not weeks, so you avoid the settlement stress
Paper free, hassle free
No paperwork required. Our digital process does all the legwork, saving you time, effort and hassle
Apply anywhere, anytime
From your desktop, tablet or mobile and when it suits you.
One simple account
One place to manage your money
Borrow, purchase, pay and tuck money away, all in one place.
Pay down your loan faster
Add your salary and savings to your offset sub account to reduce the interest you pay.
You choose how you spend
Using your Nano Visa card^, Apple Pay, Google Pay, BPAY, real-time bank transfers and scheduled payments.
Recognised for innovation
As seen in
News
What our customers say
May 28
Kate P
I have just refinanced and the process…
I have just refinanced and the process was ridiculously smooth! It’s actually how it should be, we’ve just become so accustomed to how slow banks are! After applying I had…
May 28
Jaswinder Dhillon
Simple easy process with nano and they…
Simple easy process with nano and they are quick with the results
May 26
Alan Fairclough
Easiest refinance ever
This was probably the easiest switch of mortgage provider I have ever experienced. I review my mortgage regularly and have switched multiple times. The platform is great and had no…
May 26
Jamie
The application process is truly…
The application process is truly astonishing…. worlds apart from the major lenders that seem so archaic by comparison. Settlement was smooth from Nano (MSA) side with good communication along the…
May 23
Jason Reberger
Stellar Service!!
It was a great experience using Nano, after being frustrated with other banks taking forever to issue approval for my property, i applied with Nano and had an approval come…
May 21
Rui Zeng
Fast turnaround, great rate.
Amazing turnaround times, great system, great customer service and no fuss at all to refinance to a great rate.
May 21
Toon
Easy refinancing with great rates
So far, so good. Extremely easy process to refinance via Nano. Customer service has been very prompt, with helpful, friendly staff. My only regret is not starting the process months…
May 19
Cayle
Great service, people, and experience
Refinancing into Nano has been a great experience! The digital applications experience was convenient and easy to navigate. After applying, the Nano team were kind and helpful guiding us through…
May 18
Andrew Bolton
Fantasti Service, Easy and Authentic
Fantastic service I now have my investment loan with Nano as well couldn’t be happier with the process, simple easy and authentic. Well worth investigating and a real options to…
May 17
A&J
Application process was fast and…
Application process was fast and simple. Settlement was quick with minimum interaction which typically means background work was strong. Hoping for a positive relationship with Nano after 10 years with…
May 16
Nikki Higgins
Fantastic experience with re-financing
Fantastic experience with re-financing my loan. After the scare of having to provide my bank account details and pass-words, (which was all OK in the end) I loved the hassle-free…
May 16
Ning Nong
I found refinancing with Nano to be a…
I found refinancing with Nano to be a simple seamless process. Well done.
^ The Nano Card is issued by Hay Limited ABN 34 629 037 403 (Australian Financial Services Licence 515459). See terms and conditions.