Avoid home loan anxiety with fast approvals
Save with Nano
2.74
%
p.a.
Variable + Comparison Rate
Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3.24
%
p.a.
Variable Rate
2.93
%
p.a.
Comparison Rate
Why is our comparison rate lower?
Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years.
Principal +
Interest
Interest
Interest
Only
Only
3.04
%
p.a.
Variable + Comparison Rate
Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3.34
%
p.a.
Variable Rate
3.15
%
p.a.
Comparison Rate
Why is our comparison rate lower?
Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years.
Principal +
Interest
Interest
Interest
Only
Only
July 2022 RBA announcement
The Reserve Bank of Australia (RBA) has increased the official cash rate by 0.50%. We’re reviewing our variable interest rates and will communicate Nano’s new rates here shortly. We remain committed to giving new and existing customers the same fair low rates without charging fees.
No Nano Fees
Same rates for new and existing customers
No pricing gimmicks
Fast digital home loans
Approval in minutes, not weeks
Using Nano’s unique data capability, we assess and approve loans in minutes, not weeks, so you avoid the settlement stress
Paper free, hassle free
No paperwork required. Our digital process does all the legwork, saving you time, effort and hassle
Apply anywhere, anytime
From your desktop, tablet or mobile and when it suits you.
One simple account
One place to manage your money
Borrow, purchase, pay and tuck money away, all in one place.
Pay down your loan faster
Add your salary and savings to your offset sub-account to reduce the interest you pay.
You choose how you spend
Using your Nano Visa debit card^, Apple Pay, Google Pay, BPAY, real-time bank transfers and scheduled payments.
Recognised for innovation
As seen in
News
What our customers say
July 5
Jon Lee
NANO is the #bankofthefuture
NANO is the #bankofthefuture Simple, easy and quick and so much better than dealing with the big4. They’ve been helpful, responsive and nothing has been too much trouble. if i…
July 1
Kevin John
I am still waiting for a breakdown of…
Very impressed with the transfer. So easy to deal with Nano digitally. Would recommend to everyone!!
July 1
Satya
The overall experience with Nano has…
The overall experience with Nano has been superb as from the start go till the end of the refinance process, I have been kept well informed about the next steps…
June 30
Rajni
Excellent service!
Our contact Mariyam was really diligent in following up and answering all the questions that we had! She kept us informed every step of the way and even chased us…
June 29
Evan
Lifesaver!!
Honestly don’t know what to do without Nano! Started application process with Nano the day before our settlement day (after 5pm) because our mortgage with a big 4 bank was…
June 29
David
Super easy and a quick process not to…
Super easy and a quick process not to mention a good interest rate.
June 25
Aaron
Great help and support
Great help and support. I didn’t feel like I was being hassled to make a decision.
June 25
Mark Reynolds
Excellent so far just working out how…
Excellent so far just working out how everything goes
June 23
Paul
June 16
Youn Young Chang
I wasn’t happy with my previous home…
I wasn’t happy with my previous home loan lender. Once honeymoon rate was over, they passed on full interest rate rise or lifted more than RBA’s interest rate hike. After…
June 11
Sarah Jane Bray
The process from start to finish was…
The process from start to finish was faultless. We were guided every step off the way and the application was so simple we wish we had used Nano earlier. Would…
June 10
Andre
Couldn’t be happier
Having always been with big 4 banks, the application process and ultimate change to Nano was simple, innovative and stress-free. Not to mention the interest rate being substantially lower and…
^ The Nano Card is issued by Hay Limited ABN 34 629 037 403 (Australian Financial Services Licence 515459). See terms and conditions.