Welcome to Nano
A digital home loan experience that defies expectations. Simple, fast and fair.
Win your home loan interest free
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See how much you can win
* The calculation is based on an owner occupied loan value of $575,000 with a 2.19% p.a. interest rate and monthly repayments of principal and interest over 30 years. The actual interest amount you will save will differ and depend on your home loan amount, loan term and Nano product.
Terms & Conditions apply. Competition ends: 11:59pm AEDT 29/10/21. Limit 1 entry per settled home loan.
Permits: NSW TP/00650 ACT TP20/01874 SA T20/1652
You’re in control with Nano
Fast digital home loans
Approval in minutes not weeks
Using Nano’s unique data capability, we assess and approve loans in minutes, not weeks.
Paper free, hassle free
No paperwork required. Our digital process does all the legwork, saving you time, effort and hassle.
Refinance anywhere and anytime
From your desktop, tablet or mobile and when it suits you.
Fastest application so far XX min XXsec.
This is the time from starting an application to getting approval for your loan.
One simple account
One simple account
One place to manage your money
Borrow, purchase, pay and tuck money away, all in one place.
Pay down your loan faster
Add your salary and savings to your offset sub account to reduce the interest you pay.
You choose how you spend
Using your Nano Visa card, Apple Pay, Google Pay, BPAY (coming soon) and real-time bank transfers.
No fees, low rates
Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years.
Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years. No Nano fees
- No application fees
- No account fees
- No transaction fees
- No usage fees
- Simply no Nano fees.
No loyalty tax
You get our best rate, no need to ask. That’s what we mean by fair. We reward new and existing customers alike.
No pricing gimmicks
We don’t believe in pricing gimmicks like cashback offers or honeymoon periods. We keep it simple so you know what you get – No fees, low rates.
Smart and secure
Smart and secure
Beautiful design meets intuitive, digital experiences
Our simple digital experiences and tools put you in control of your money.
Master your home loan with the Nano App
View and manage your financial position, make and receive payments, see transaction summaries, receive helpful insights, and more.
Maximum security
Our cyber security and 256 bit end-to-end encryption protects you all day every day.
In the media
In the media
Home loan, mortgage terms to know to avoid extra costs
More than half of Victorians are disgruntled by the traditional mortgage industry and frustrated by…
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Instant home loan approval – are you eligible?
While other lenders struggle with long turnaround times and clunky approval processes, fintech Nano…
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Digital home lending is not the future. It’s already here.
Westpac announced plans to make the mortgage process “as automated as possible” by 2024. Fully…
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Nano promises faster mobile home loans, with payment features on…
Fintech lender Nano is the latest challenger planning to speed up this process, with a home loan…
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Customer reviews
April 2021
Love the Nano offering and service
April 2021
Nano app is excellent
March 2021
We are so happy
March 2021
Surprised how quick it was
March 2021
Miles ahead
January 2021
Best application process
