Refinance calculator

Compare your current loan with Nano to see how much you can save

Your Current Loan

Your Nano Home Loan

Your Current Loan

Property type

Loan type

Your Nano Loan

Property type

Loan type

Nano variable rate


With Nano you could save

$ 133,237
over the life of your loan

Your monthly repayments would reduce by

$ 1,234 per month

Your Nano monthly repayments would be

$ 4,567 per month

Or with the same repayments, reduce your loan length by

6 years 10 months

You’re already on a great rate.

There are many other reasons other than rate to consider switching to Nano:

  • We assess and approve loans in minutes not weeks
  • You’ll have one place to manage all your money
  • You’re in control of your money via our intuitive digital experiences
With savings of over the life of the loan, you could…
Assumes average household grocery spend of $150 per week
Or, keep your monthly repayments the same and reduce the length of your loan by
Refinance Now

This estimate of savings is based on the information you provided and uses the home loan amount, term and interest rate you entered and the interest rate for the relevant Nano home loan product. Nano has assumed the following: monthly repayments, no fees and charges and zero balance in the offset sub-account.

For interest only, it has assumed that it will revert to the equivalent principal and interest rate and repayments for the remainder of the term. The actual savings may differ from the estimate provided. This is a comparison tool only and not an offer of a home loan. Please consider whether this home loan is appropriate for you having regard to your objectives and needs and seek independent advice for any financial, tax or legal questions.

Nano Digital Home Loans is provided by Digital Mortgage Solutions Pty Ltd ABN 85 628 608 391 (Australian Credit Licence 511406). Approval is subject to eligibility and credit criteria. Government fees and terms and conditions apply.  

$63,000 is the average interest savings Nano customers have saved over the life of their loan by switching to Nano as at February 2022.

* Please refer to our homepage for Nano’s comparison rates

Make a smart money move