Home loans done differently, digitally

We digitally review your home loan application so you can get approval in minutes, not weeks.

How it works

1

Property valuation

Starting with the property you plan to purchase or refinance, we digitally access a property valuation from our valuation partner.
2

Credit score and repayment history

We review your credit score and last 24 months worth of repayments on all credit products you have.
3

Income, expenses and your ability to service the loan

With you driving, we access your financial transaction data safely and securely. Learn more how we complete these checks online, saving you time and hassle.
4

Identity using biometrics

We use two forms of ID such as your Driver’s Licence, Passport or Identity Card, to digitally identify you via your smart phone in minutes.

With this data, we can approve your home loan in minutes, not weeks!, removing the need for you to complete paper-based forms or supply paperwork, saving you time, effort and hassle.

Safe and Secure

As a technology company, we use data at every opportunity to deliver a better, safer experience.

Using 256-bit encryption from end-to-end, you can be sure your information is safe and secure.

We connect to your bank accounts to save time, paperwork and hassle. Assessing your financial information, safely and securely removes the painful process of supplying payslips, bank statements and manually calculating your expenses. We never see or store your personal account details. We only view the same information that you would supply if you were to manually upload your documents, except the process is faster, more reliable and requires less effort on your part. Read the regulator’s thoughts on this process: “ASIC, ACCC gives green light to ‘screen scraping’” AFR, 28 Feb 2020

We hold an Australian Credit Licence, 511406, and adhere to the National Consumer Credit Protection Act 2009, and operate within the Australian Securities Investment Commission guidelines.

Eligibility

INCOME

$100K

Minimum household income

LOAN / PROPERTY

80%

Maximum Loan to Value ratio (LVR) when you refinance or buy

$100K – $2.5M

Individual loan amount

PERSONAL

18+

Applicants must be over 18 years old

Applicants must be Australian citizens or residents

Good credit rating

Make a smart money move

Variable rates are subject to change, but were correct in the video featured on this page as at 13/12/2021