Refinance
in minutes

Our digital home loan application takes minutes, not weeks.

Nano Loans

Property Type

Owner Occupied

Investor

Repayments

Principal & Interest

Interest Only

Application

Single

Joint

Loan Type

Refinance

New Purchase (Coming soon)

Nano variable rates

PRINCIPAL + INTEREST
% p.a.
COMPARISON RATE
% p.a.
Comparison rate warning help Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
INTEREST ONLY
% p.a.
COMPARISON RATE
% p.a.
Why is our comparison rate lower help Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years.
PRINCIPAL + INTEREST
% p.a.
COMPARISON RATE
% p.a.
Comparison rate warning help Nano doesn’t charge any fees, however we are required to give you this regulatory warning. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
INTEREST ONLY
% p.a.
COMPARISON RATE
% p.a.
Why is our comparison rate lower help Comparison rates estimate the true cost over the life of a loan. Because we charge zero fees, Nano’s comparison rates are the exact same as our advertised rates. They are even lower for our Interest Only loans due to it assuming 5 years at the Interest Only rate before rolling onto the equivalent Principal & Interest rate for the remaining 20 years.

No Nano fees

  • No application fees
  • No account fees
  • No transaction fees
  • No usage fees
  • Simply no Nano fees.

More on fees

No loyalty tax

You get our best rate, no need to ask. That’s what we mean by fair. We reward new and existing customers alike.

No pricing gimmicks

We don’t believe in pricing gimmicks like cashback offers or honeymoon periods. We keep it simple so you know what you get – No fees, low rates.

One place for all your needs

One place for all your needs

Instant access to your offset sub account with your Nano Visa debit card, Apple Pay and Google Pay.

Choose how you spend

Instant access to your offset sub account with your Nano Visa debit card, Apple Pay and Google Pay.

Nano payments and Visa debit card features

Transfer-1

Instant payments and transfers using your BSB and account number

Credit-card-1

Purchase with your Nano Visa debit card, Apple Pay, Google Pay or watch, instore or online

Bpay-1

Direct debit out & BPay for easy bill payments

Globe-1

International transactions with $0 foreign exchange fees

No-Fees-1

No Nano fees on domestic or international transactions

Direct access
anywhere, anytime

Nano App features

Visualise-data-1
View and understand your money with visualised data
Icons-Simple-Notifications-Circle-1
Track spending with real-time notifications
Icons-Simple-Send-money-1
Instantly send money to yourself or your friends
Transaction-detail-1
Categorise transactions and see details with merchant logos, map locations, contact info and more
Icons-Snowflake-1
Freeze and unfreeze your cards instantly
join-background-1 join-background-1 join-background-1

Make a smart money move