Eligibility

We make it simple, fast and clear – so you know where you stand.

Criteria

PERSONAL
$100K
Minimum household income
credit-rate
Good credit rating
resident-world
Over 18 years old and an Australian citizen or permanent resident
Property
80%
Maximum Loan to Value Ratio (LVR)
nano-house-pricetag
Buy your next property
nano-house-simple
Refinance an existing property
Loan
$100K
Min. loan amount
$2.5M
Max. loan amount
$5M
Maximum multiple loan size per customer

Home loans done differently, digitally

Using Nano’s unique data and technology, we digitally review your home loan application assessing these four key areas:

WHAT
How
Why

Property
valuation

We digitally access your property valuation from our valuation partner

Credit score and repayment history

We review your credit score and last 24 months worth of repayments on all credit products you have

Income, expenses and your ability to service the loan

With you driving, we access your financial transaction data safely and securely.

Learn how we complete these checks online, saving you time and hassle.

Identity using biometrics

We use two forms of ID such as your Driver’s Licence, Passport or Identity Card to digitally identify you

With this data, we can approve your home loan in minutes, not weeks, removing the need for you to complete paper-based forms or supply paperwork – saving you time, effort and hassle.

Make a smart money move