Eligibility
We make it simple, fast and clear – so you know where you stand.
Criteria
PERSONAL
$100K
Minimum household income
Good credit rating
Over 18 years old and an Australian citizen or permanent resident
Property
Maximum Loan to Value Ratio (LVR)
Buy your next property
Refinance an existing property
Loan
$100K
Min. loan amount
$2.5M
Max. loan amount
$5M
Maximum multiple loan size per customer
Home loans done differently, digitally
Using Nano’s unique data and technology, we digitally review your home loan application assessing these four key areas:
Property
valuation
We digitally access your property valuation from our valuation partner
Credit score and repayment history
We review your credit score and last 24 months worth of repayments on all credit products you have
Income, expenses and your ability to service the loan
With you driving, we access your financial transaction data safely and securely.
Learn how we complete these checks online, saving you time and hassle.
Identity using biometrics
We use two forms of ID such as your Driver’s Licence, Passport or Identity Card to digitally identify you
With this data, we can approve your home loan in minutes, not weeks, removing the need for you to complete paper-based forms or supply paperwork – saving you time, effort and hassle.