Criteria
Home loans done differently, digitally
Using Nano’s unique data and technology, we digitally review your home loan application assessing these four key areas:
Property
valuation
Credit score and repayment history
Income, expenses and your ability to service the loan
Identity using biometrics
With this data, we can approve your home loan in minutes, not weeks, removing the need for you to complete paper-based forms or supply paperwork – saving you time, effort and hassle.
Safe and Secure
Safe and Secure
As a technology company, we use data at every opportunity to deliver a better, safer experience.
Using 256-bit encrypted from end-to-end, you can be sure your information is safe and secure.
We connect to your bank accounts to save time, paperwork and hassle. Assessing your financial information, safely and securely removes the painful process of supplying payslips, bank statements and manually calculating your expenses. We never see or store your personal account details. We only view the same information that you would supply if you were to manually upload your documents, except the process is faster, more reliable and requires less effort on your part. Read the regulators thoughts on this process: “ASIC, ACCC gives green light to ‘screen scraping‘ ” AFR, 28 Feb 2020
We hold an Australian Credit Licence, 511406, and adhere to the National Consumer Credit Protection Act 2009, and operate within the Australian Securities Investment Commission guidelines.
