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Eligibility

We make it simple, fast and clear – so you know where you stand.

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Criteria

PERSONAL
$100K
Minimum Pay As You Go (PAYG) income
credit-rate
Good credit rating
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Over 18 years old and an Australian citizen or permanent resident
Loan + Property
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Maximum Loan to Value Ratio (LVR)
Min. loan amount
$100K
Max. loan amount
$2.5M
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An existing single property
COMING SOON
COMING SOON
employed
Self-employed professionals
COMING SOON
security
New home purchases
Learn more
COMING SOON
$5M
Maximum multiple loan size per customer

Home loans done differently, digitally

Using Nano’s unique data and technology, we digitally review your home loan application assessing these four key areas:

WHAT
How
Why

Property
valuation

We digitally access your property valuation from our valuation partner

Credit score and repayment history

We review your credit score and last 24 months worth of repayments on all credit products you have

Income, expenses and your ability to service the loan

With you driving, we access your financial transaction data safely and securely

Identity using biometrics

We use two forms of ID such as your Driver’s Licence, Passport or Identity Card to digitally identify you

With this data, we can approve your home loan in minutes, not weeks, removing the need for you to complete paper-based forms or supply paperwork – saving you time, effort and hassle.

Safe and Secure

Safe and Secure

As a technology company, we use data at every opportunity to deliver a better, safer experience.

Using 256-bit encrypted from end-to-end, you can be sure your information is safe and secure.

We connect to your bank accounts to save time, paperwork and hassle. Assessing your financial information, safely and securely removes the painful process of supplying payslips, bank statements and manually calculating your expenses. We never see or store your personal account details. We only view the same information that you would supply if you were to manually upload your documents, except the process is faster, more reliable and requires less effort on your part. Read the regulators thoughts on this process: “ASIC, ACCC gives green light to ‘screen scraping‘ ” AFR, 28 Feb 2020

We hold an Australian Credit Licence, 511406, and adhere to the National Consumer Credit Protection Act 2009, and operate within the Australian Securities Investment Commission guidelines.

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